The Ultimate Guide to Loading Your Prepaid Cards at Dollar General: Cash App, Netspend, Green Dot, and Chime - Marketing Scoop (2024)

Are you looking for a convenient way to load money onto your prepaid cash card? Look no further than your local Dollar General store! As one of America‘s most popular cash deposit partners, Dollar General makes it easy to add funds to your Cash App, Netspend, Green Dot, or Chime card. In this comprehensive guide, we‘ll walk you through everything you need to know to take advantage of this service and make the most of your prepaid card.

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The Rise of Prepaid Cash Cards

Before we dive into the specifics of loading your card at Dollar General, let‘s take a step back and look at the bigger picture of the prepaid cash card industry.

Prepaid cash cards, also known as reloadable debit cards or general-purpose reloadable cards (GPR cards), have exploded in popularity over the past decade. According to a report by the Federal Reserve, the number of prepaid card transactions in the U.S. grew from 1.3 billion in 2009 to 13.2 billion in 2018, a tenfold increase in less than a decade.

The Ultimate Guide to Loading Your Prepaid Cards at Dollar General: Cash App, Netspend, Green Dot, and Chime - Marketing Scoop (1)
Source: Federal Reserve

So why are so many consumers turning to prepaid cards? For many, it‘s a matter of convenience and flexibility. Prepaid cards offer many of the same benefits as traditional checking accounts, such as the ability to make purchases, pay bills, and withdraw cash from ATMs. But unlike bank accounts, prepaid cards don‘t require a credit check or minimum balance, making them accessible to a wider range of consumers.

Prepaid cards are particularly popular among certain demographic groups, such as young adults, low-income households, and those without access to traditional banking services. According to a 2019 survey by the FDIC, 27.7% of households with incomes below $15,000 used prepaid cards, compared to just 7.4% of households with incomes above $75,000.

Choosing the Right Prepaid Card for You

With so many prepaid card options on the market, it can be tough to know which one is right for you. Here‘s a quick rundown of some of the most popular prepaid cards available at Dollar General:

Cash App Card

  • No monthly fees
  • Free ATM withdrawals at over 55,000 locations
  • Instant transfers from your Cash App balance
  • 1.5% fee for instant deposits from external sources (minimum $0.25)

Netspend Prepaid Mastercard

  • Monthly fees ranging from $0 to $9.95 depending on usage
  • Free direct deposit and mobile check deposit
  • Free ATM withdrawals at over 32,000 MoneyPass locations
  • $3.95 fee for cash reloads at retail locations

Green Dot Prepaid Visa Card

  • Monthly fees ranging from $5.95 to $9.95 depending on usage
  • Free direct deposit and mobile check deposit
  • Free ATM withdrawals at over 19,000 MoneyPass locations
  • $4.95 fee for cash reloads at retail locations

Chime Visa Debit Card

  • No monthly fees or overdraft fees
  • Free ATM withdrawals at over 38,000 MoneyPass and Visa Plus Alliance locations
  • Free mobile check deposit
  • No fee for cash deposits at over 90,000 retail locations, including Dollar General

Ultimately, the best prepaid card for you will depend on your individual needs and preferences. If you value simplicity and low fees, the Cash App Card or Chime card may be your best bet. If you plan to use mobile check deposit or ATM withdrawals frequently, the Netspend or Green Dot cards may be a better fit.

Loading Your Prepaid Card at Dollar General

Once you‘ve chosen your prepaid card, it‘s time to start loading funds onto it. And that‘s where Dollar General comes in.

As one of the largest retail chains in the United States, with over 17,000 locations in 46 states, Dollar General is a convenient option for many prepaid card users looking to add cash to their accounts. In fact, according to a report by the FDIC, dollar stores like Dollar General and Family Dollar are the second most popular location for prepaid card reloads, behind only Walmart.

The Ultimate Guide to Loading Your Prepaid Cards at Dollar General: Cash App, Netspend, Green Dot, and Chime - Marketing Scoop (2)
Source: Federal Deposit Insurance Corporation

So how does the reload process work? It‘s actually quite simple:

  1. Bring your prepaid card and the cash you want to load to any participating Dollar General location.
  2. At the checkout counter, let the cashier know that you‘d like to add money to your card.
  3. Hand your card and cash to the cashier. They will swipe your card and process the transaction.
  4. Depending on your card provider, the funds may be available immediately or within a few minutes.

It‘s important to note that there are some fees and limitations associated with loading your card at Dollar General. For most cards, you can expect to pay a reload fee ranging from $3.95 to $4.95 per transaction. There are also usually limits on how much you can load per transaction (typically around $500) and per day (usually $1,000 to $2,500).

To get the most bang for your buck, it pays to shop around and compare reload fees and limits across different retail locations. Some prepaid card providers, like Netspend, even offer an online reload location finder tool that allows you to search for the cheapest options in your area.

Alternatives to Dollar General for Prepaid Card Reloads

While Dollar General is a popular and convenient option for many prepaid card users, it‘s not the only game in town. Here are a few other options to consider:


  • Reload fees vary by card, but typically range from $3 to $5.95 per transaction
  • Card limits vary, but are typically higher than those at dollar stores
  • Over 4,700 locations nationwide


  • Reload fees vary by card, but typically range from $3.95 to $4.95 per transaction
  • Card limits vary, but are typically in line with those at dollar stores
  • Over 9,500 locations nationwide


  • Reload fees vary by card, but typically range from $3.95 to $4.95 per transaction
  • Card limits vary, but are typically in line with those at dollar stores
  • Over 10,000 locations nationwide

Of course, reloading your card in person isn‘t the only option. Many prepaid card providers also offer mobile check deposit services that allow you to add funds to your account by taking a photo of a check with your smartphone.

While mobile check deposit can be a convenient option, it‘s important to be aware of any fees or limitations associated with the service. Some providers may charge a fee for mobile deposits, while others may have restrictions on the types or amounts of checks that can be deposited.

Tips for Using Your Prepaid Card Wisely

Regardless of where you choose to reload your prepaid card, it‘s important to use it wisely and avoid common pitfalls. Here are a few tips to keep in mind:

  1. Read the fine print: Before signing up for a prepaid card, be sure to carefully review the fees, limits, and other terms and conditions associated with the card. Don‘t be afraid to ask questions or seek clarification if anything is unclear.

  2. Keep track of your balance: One of the main benefits of prepaid cards is that you can only spend what you‘ve loaded onto the card. But that also means it‘s important to keep a close eye on your balance to avoid declined transactions or overdraft fees.

  3. Use online tools and alerts: Many prepaid card providers offer online account management tools and mobile apps that allow you to check your balance, view transaction history, and set up alerts for low balances or suspicious activity. Take advantage of these tools to stay on top of your spending.

  4. Be mindful of fees: While prepaid cards can be a cost-effective alternative to traditional bank accounts, they can also come with a variety of fees for things like ATM withdrawals, balance inquiries, and inactivity. Be sure to familiarize yourself with your card‘s fee schedule and take steps to minimize fees whenever possible.

  5. Know your rights: Prepaid card users are protected by many of the same regulations as traditional debit card users, including the Electronic Fund Transfer Act and the Truth in Lending Act. If you experience errors or unauthorized charges on your prepaid card, be sure to report them to your card issuer as soon as possible.

The Future of Prepaid Cards and Retail Reloads

As the prepaid card industry continues to evolve and grow, it‘s likely that we‘ll see even more options for loading and using these cards in the future. Some experts predict that we may see more retailers getting into the prepaid card game by offering their own branded cards or partnering with existing providers to offer reload services.

We may also see more innovations in terms of card features and functionality, such as the ability to link multiple cards to a single account, earn rewards or cash back on purchases, or even build credit with certain types of prepaid cards.

One thing is for sure: as long as there is a demand for affordable, accessible, and convenient financial services, prepaid cards and retail reload services like those offered by Dollar General will continue to play an important role in meeting the needs of consumers.

The Bottom Line

Whether you‘re looking to manage your spending, avoid overdraft fees, or simply access the convenience of plastic without the commitment of a traditional bank account, prepaid cards can be a valuable tool in your financial toolbox. And with reload services like those offered by Dollar General, it‘s easier than ever to keep your card funded and ready to use.

By understanding the fees, limits, and features of different prepaid cards and reload options, and by using your card wisely and staying on top of your balance and transactions, you can make the most of this flexible and accessible financial tool.

So the next time you‘re at your local Dollar General store, consider taking advantage of their prepaid card reload service to keep your card topped up and your financial goals on track. With a little planning and savvy, you can be a picky shopper and a smart spender all at the same time.


The Ultimate Guide to Loading Your Prepaid Cards at Dollar General: Cash App, Netspend, Green Dot, and Chime - Marketing Scoop (2024)


Can I reload my green dot card at Dollar General? ›

You can reload a Green Dot card at thousands of participating locations nationwide including: 7-Eleven, ACE Cash Express, CVS/Pharmacy, Dollar General, Family Dollar, Kmart, Kroger, Rite Aid, Safeway, Walgreens and Walmart. You can find your nearest reload location here.

Where can I load my Netspend card for free? ›

Participating Retailers: You can reload your Netspend card with cash at participating retailers such as CVS, Walmart, 7-Eleven, Dollar General, Family Dollar, and Walgreens. Grocery Stores: Many grocery stores also offer cash reload services for Netspend cards. Some examples include Publix and Winn-Dixie.

Who loads green dot cards? ›

Where can I go to deposit cash directly to my card?
  • 7-Eleven​
  • CVS Pharmacy​
  • Dollar General​
  • Family Dollar​
  • Kroger.
  • Rite Aid​
  • Safeway.
  • Walgreens.

Can you add money on Chime at Dollar General? ›

Here's a list of Chime's deposit partners that accept cash deposits: CVS. Family Dollar. Dollar General.

Can you put money on a prepaid card at Dollar General? ›

Free to add cash at DG

You can easily add cash to your account at any Dollar General store using spendwell's barcode reload feature.

How much does it cost to reload a Netspend card at Dollar General? ›

Summary of fees:
Type of FeePay-As-You-Go PlanMonthly Plan
Cash reload$3.95*$3.95*
ATM balance inquiry$0.50$0.50
Live customer service (per call)$0$0
Inactivity (after 90 days w/ no trans.)$5.95 per mo.$5.95 per mo.
3 more rows

What stores can I reload my Netspend card? ›

Reload LocationReload Fee
CVS Pharmacy$3.95
Dollar General$3.95
Family Dollar$3.95
Flying J$3.95
13 more rows
Apr 21, 2024

Where can I reload my prepaid card? ›

CVS, Rite Aid, Walgreens, Circle K, Dollar General, HEB, and more!

Who accepts Green Dot? ›

You can use your card to make purchases everywhere Visa® debit is accepted in the U.S.

What cards are associated with Green Dot? ›

  • Everyday banking. Visa® Debit Card >
  • Pay per use. Pay As You Go. Visa® Debit Card >
  • Cash back. Cash back. Visa® Debit Card >
  • Ultimate mobile banking. GO2bank. Visa® Debit Card >

How long does Green Dot reload take? ›

A reload fee may apply. The cashier will give you a receipt as proof of the reload. Money deposited on your card will typically be available within 10 minutes.

Can I add money to my debit card at Dollar General? ›

You can add cash for free at any Dollar General location1 - or for a fee at and thousands of other locations.

How do I add money to my Green Dot card? ›

Just hand the cashier your cash, they'll swipe your card, and your money will load automatically. Retail service fee of up to $4.95 applies. Generate a secure barcode, hand your cash and the code to the cashier, and the money will deposit automatically.

Does Dollar General have Green Dot MoneyPak? ›

Buy a MoneyPak at thousands of retailers nationwide, including 7-Eleven, CVS, Dollar General, Rite Aid, Walgreens, and more. After purchase, scratch off the secure MoneyPak number on the back of the package to get started. To send MoneyPak, you'll need to provide the MoneyPak pin to whomever is receiving the money.

Does Dollar General reload serve cards? ›

How do I add cash to my Serve account using my Serve card? You can add cash directly at the register at thousands of locations including CVS, Dollar General, Family Dollar, Rite Aid, Walgreens/Duane Reade, Walmart, and participating 7-Eleven locations. You can add as much as $500 or as little as $20.

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